ਕੇਂਦਰ ਨੇ ਕਾਰੋਬਾਰੀ ਕਰਜ਼ੇ ਸ਼੍ਰੇਣੀ ਵਿੱਚ 39,580 ਕਰੋੜ ਰੁਪਏ ਵੰਡੇ – Rs. 39,580 crore in BUSINESS LOAN category disbursed through psbloansin59minutes.com portal
ਨਿਊਜ਼ ਪੰਜਾਬ
psbloansin59minutes.com ਪੋਰਟਲ ਦੀ ਸ਼ੁਰੂਆਤ ਤੋਂ ਲੈ ਕੇ, 28.2.2022 ਤੱਕ 39,580 ਕਰੋੜ ਰੁਪਏ ਦੇ ਕਾਰੋਬਾਰੀ ਕਰਜ਼ੇ ਵੰਡੇ ਗਏ ਹਨ ਅਤੇ 17,791 ਪ੍ਰਸਤਾਵਾਂ ਦੀ ਪ੍ਰਵਾਨਗੀ ਦਿੱਤੀ ਗਈ ਹੈ। ਰਿਟੇਲ ਲੋਨ ਸ਼੍ਰੇਣੀ ਵਿੱਚ 1,689 ਕਰੋੜ ਰੁਪਏ ਵੰਡੇ ਗਏ ਹਨ। ਇਹ ਗੱਲ ਅੱਜ ਰਾਜ ਸਭਾ ਵਿੱਚ ਇੱਕ ਸਵਾਲ ਦੇ ਲਿਖਤੀ ਜਵਾਬ ਵਿੱਚ ਕੇਂਦਰੀ ਵਿੱਤ ਰਾਜ ਮੰਤਰੀ ਨੇ ਦਿੱਤੀ।
17,791 proposals worth Rs. 1,689 crore in RETAIL LOAN category disbursed through the portal
Since the inception of the psbloansin59minutes.com portal on 25.9.2018, till 28.2.2022, 2,01,863 proposals amounting to Rs. 39,580 crore have been disbursed in the business loan category and 17,791 proposals amounting to Rs. 1,689 crore have been disbursed in the retail loan category. This was stated by the Union Minister of State for Finance Dr Bhagwat Kisanrao Karad in written reply to a question in Rajya Sabha today.
The Minister stated that the portal only offers a platform for speedier in-principle approval by lenders onboarded on it. The final credit decision taken on loan applications sourced through the portal is taken by the lenders and monitoring of the accounts of sanctioned loans, including steps to effect recovery in any accounts that are subsequently classified as non- performing asset (NPA), is also done by the lenders. Details of the same are not centrally maintained.
On handling of loans, the Minister stated that loan appraisal and processing is carried out by respective branches and loan processing centres of the lenders. Further, the Minister stated that many lenders connect or integrate with digital credit marketplaces like psbloansin59minutes.com, paisabazaar.com, CredAvenue, Trade Receivables Discounting System (TReDS) platform, etc. to connect with loan customers in various segments, like retail, micro, small and medium enterprises (MSMEs), etc. as per their respective business focus. Onboarding on such credit marketplaces is done by the lenders as per their own internal approvals, the Minister stated.
State-wise details of the number of loan accounts and amount disbursed are at ANNEX.